Who Would Want to Report Identity Theft?

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To report identity theft is a process you might be interested to protect your identity from theft online or offline. As you may know losing your identity is like being a living dead, and it comes with drastic consequences including another person using your credit card in purchasing his items or services. Today’s article will talk about how to prevent losing your identity as well as what to do in case your identity is compromised.

What Identity Thieves Do

They’ll steal your identity and commit fraud under your name. One common problem that you might encounter when someone steals your identity is to damage your reputation and credit status. When it happens, you will need to repair your credit standing. It will cost you a lot of time and money to repair your credit standing but you may also check below to know how to lessen your risk.

Precautionary Measures to Prevent Losing Identity

  • If you don’t want to go through the tedious process to report identity theft, you should not bring your social security card at all times, especially in your wallet. Only give your SSN when needed.
  • Always protect your PIN. You should not write it on a piece of paper and keep it in your wallet. You may also consider changing your PIN from time to time. This will help you avoid identity theft. Also, avoid using PIN numbers that are very easy to spot such as your birthday, your loved one’s birthday, and other significant dates in your life.
  • Do not let anyone see your PIN number when you use your ATM to withdraw money. You should do the same when using a pay phone. Use one of your hands to shield another when entering your code.
  • Do not let the mail sit in the mailbox. Collect it as soon as possible to avoid identity theft. You don’t have to report identity theft if you can keep your valuable personal information secured and a secret to other people.
  • You should always keep your receipts in a safe place. This will help you watch out on unauthorized transactions on your credit card.
  • If you don’t receive your bills at the right time, you should contact the bank or the sender. It will help you avoid theft if you keep yourself updated or aware of the billing cycles.
  • Shred ATM receipts, expired cards, and unneeded receipts before throwing them away. This will also help avoid your identity from being stolen.
  • Every year, check your credit report. This will help you detect any unwanted access and help you report identity theft as soon as possible.
  • Don’t leave your personal information just anywhere. You should keep it in a safe place, whether you’re at home or in the office. It will also help you avoid identity theft.

As you see, there are safety measures everyone can do to avoid identity theft. You should not wait until your identity is stolen and used by someone else. Always keep your personal information safe and secured wherever you are. Avoid sharing it with anyone. Report identity theft right away if your data is stolen and you are compromised.