Long and short of it, if it sounds like you shouldn’t, that’s probably the case.
These days people call you all the time. You get offered stuff all the time. And you also get promised the fast fixes and the sure fire things. A relatively new scam not only falls on all three, but could also put you, the one being scammed, behind bars.
The scam itself is an illegal scheme that is being used to convince customers with unfavorable credit and huge amounts of debt to go and obtain new taxpayer or employer IDs under false pretenses. These “credit repair” companies con the subjects into going to doing so and then convince them to hide their true credit identities from creditors. THIS IS HIGHLY ILLEGAL.
For a “modest” (really not considering court costs) fee, the companies promise to give advice about performing this file segregation of the client’s credit files.
FILE SEGREGATION IS ILLEGAL AND CONSUMERS WHO EMPLOY IT ARE COMMITTING A FELONY.
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