4 Accessible Venues for Thieves to Acquire Stolen Identity

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It is so important for you to protect your identity. Identity theft is already widespread today because there are already so many venues for thieves to perform the crime. This could also be one of the disadvantages of continuous developments in the world of technology – its ability to offer more ways for people to get stolen identity. It is already hard to discern the kinds of people that you should give your trust to, which is why it is best if you will not easily believe in the things that strangers tell you. To help you protect yourself from identity thieves, below is a list of the major venues for stealers to acquire information about your identity.

Online accounts

Due to the growing population of social media users, the World Wide Web has already become one of the favorite places of those who want to obtain stolen identity. In most social networking sites, you are required to provide most of your personal information to begin the registration process. Information like your name, age, birth date and location are just some of the basics. However, other websites will require you to offer them confidential information about yourself. It is effortless for identity thieves to take stolen identity in social networking sites because it is where they can have all information about you. In most cases, they also take photos from your account and use them to create poser accounts. When worse comes to worst and if you have a weak password, they can hack or totally take over your account, have access to your private conversations and post things that can give you nightmares.

ATM and Bank Accounts

Identity thieves love to have access to ATM cards and bank accounts. Of course, it is where they can take all the money that you have. Having a stolen identity can give them the access to your savings accounts. However, there are also other thieves who watch over you while you withdraw from your ATM card and read your password just by looking at your hands. They can come after you and once they are done taking your card with your passwords inside their minds, you can now say goodbye to the money that your card contains. Memorizing your account numbers and pin numbers can be the best thing for you to do. If you save them in your phone or write them on a piece of paper, just always be careful not to lose that paper and your phone.

Resumes

There are smart identity thieves who like to take stolen identity by creating bogus job offers to people. They will require you to give them your resumes and some personal information about you. Once they are done acquiring all the information that they need, they may begin using your personal information to create certain accounts and use your name for their benefit. When you are not sure about a certain job advertisement, make sure that you do a research on their company. Take time to read articles or reviews to know whether they are mere scammers or if they are a legitimate company. If you are still feeling unsure, you can contact the management of the legitimate company name that they are using and verify if they really are offering such job openings. Never rely on your instincts – you can always go wrong.

Public documents

Most government offices are out there to secure all your public documents. On the other hand, it is never impossible to have your records stolen from their respective locations. This is another venue for identity thieves to have your stolen identity. If you are keeping public documents in your house, be certain that they are well-protected and are safe from those who are planning to steal them. Secure them inside your vaults if you own one. By having those documents from you, they can make transactions and purchases without your permission. Once they acquire stolen identity, you may just start losing all your riches unconsciously.

If you allow others to get stolen identity, you are already risking too many things. With the use of this list, you can now keep a sharper eye on the ones mentioned above for you to protect all your properties and even yourself. Always be alert when it comes to these matters also because it has already become a crime that can happen every day. If you have children who are active social media users, it is best if you will educate them and tell them which information are safe to share online. If you are using ATM cards and bank accounts, be smart in keeping your account numbers, pins and codes. Finally, do not be gullible when it comes to engaging in transactions and operations that are requiring you to provide confidential information about yourself. Before making a move, think critically.

Protecting Oneself Using Enhanced Identity Theft Protection

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Identity theft is a powerful form of fraud which involves someone stealing your personal information and uses it in anonymity without permission.  Identity theft can happen to anyone, anywhere and through any form. Online accounts being hacked and credit card manipulation are two examples of this.

 

As of the current time, cases of identity theft have an alarming increase, thus worrying people of different titles- businessmen and employees, as well as customers of companies offering financing and credit services. Fraudulent cases of identity theft have contributed distress to the people, as the rate inclines every time.

 

What citizens want is utmost security for their personal credit. Imagine the unnecessary damages that will take place on your credit, caused by unidentified strangers, without you being aware of it. More so, the people responsible for identity theft may constantly perform it if you are clueless about it. The unbearable hassle and wary that this serious matter reveals may be prolonged, as thinking of a possible escape from this predicament will. We should all practice ample awareness to identity theft possibility, for us to better see the damages that it may bring. When we understand it better, there’s a way for us to submit to preventive measures. Today, the most reported case of identity theft is fraud, with the most cases of tax or wage concerned ones, credit card fraud, bank fraud and employment-related fraud.

 

Identity thieves continue to develop and discover more advanced and unforeseeable tactics apt to the new technology today, that even the most rock-solid identity theft measures don’t take result in them.

 

Due to this serious ruin, customers have high demand of protection and prevention that they want to utilize upon themselves. Customers who understand this know well that individuals should all be cautious by doing extra effort of preventing the identity thieves to crash into their individual identities.  As companies have also recently become aware of this catastrophic matter, some have developed ways for an enhanced identity theft protection.

 

Measures of self-protection

 

Some firms have developed an identity theft protection plans that can be customized by their clients. For instance, they have online access to the tools that their customers may need such as daily monitoring, online calculators, credit score tracker and email alerts when certain changes come in your credit report.

With these services, clients will be able to save time and money in hiring specialists when it comes to enhanced identity theft protection.

The customers’ necessity to protect themselves from the harm caused by identity theft has become the prime goal and concern of companies in administering finances. One enhanced identity theft protection measure they have developed is the credit score tracker. As research says, customers aren’t just interested in learning about their credit score but also understanding how it accumulates changes, using the credit management tool.

Many people aren’t exactly aware of how their credit score can affect their creditworthiness. With the effect of this new enhanced identity theft protection, customers will be more informed and sentient about their credit score and manage the improvement of their finances through a credit score simulator.

Another enhanced identity theft protection method is credit report access. Credit checking entails seeing your credit activities, as provided by credit reports from bureaus or through email, as part of the credit management tool offered by some companies. It is important to consequently check these reports because there might be cases of fraud.

Some companies also tender online protection services such as computer protection to virus and spywares that harm your personal data while you do online shopping. These services can also protect you when accessing your social media accounts.

Firms also offer extensive aid from specialists to help you employ safety of your identity.  These specialists will help you handle different situations of identity theft. Some providers also consider a warranty when a violation occurs while you’re subscribed to their enhanced identity theft protection plans.

Credit monitoring executes a comprehensive view of your credit health. It is designed to serve as information regarding changes to your credit report. It usually sends you alert if there are major changes in your account within 24 hours. It ensures the protection of your ID from fraudulent cases. Credit score fluctuation alerts are possible signs of identity theft. That implies the relevance of credit monitoring services.

In the present day, self-protection from identity theft is not considered a hundred percent dependable. As the technology innovation augments, identity thieves also find provocative actions of identity stealing. That’s why enhanced identity theft protection measures play a vital role in a consumer protection. After all, it is a good idea to hire and seek for help when it comes to this. Remember to choose the best services that compose the following: maximum security, cooperative assistance and information protection.

How to Know if an ID Theft Protection Company Is Reputable

There are so many companies specializing in the field of identification or ID theft protection. They are becoming very much available because of the heightened alert for individuals to handle their bank accounts so well. Reports regarding identity thefts are so rampant now especially to countries that have a lot of citizens using credit cards, checks and social security cards for their everyday transactions.  In the United States alone, cases soar high up to half a million a year according to its Federal Trade Commission. This took place even when there are already so many companies for ID theft protection available. With this report, will it really be beneficial to avail their services? Answering all questions below may help in completing the decision.

 

  • Is it a trustworthy and reputable company?

Reputation is an important tool to find out if a company can really do its job. This can be traced down in their website or in their office. Most of these companies only have an online page for their services. Make sure to verify not just once but so many times before closing a deal. Check their page if it is updated. Trust should never be given that easily. They should at least have a good experience in doing this work. Asking ways on how they do their operations may also be a good way to know more about them. Remember that a single visit to an ID theft protection specialist will never be enough. Make it a habit.

 

  • Was it able to save its clients already?

It is not enough to answer this question with a resounding Yes. It is good to also take note if the clients were happy about the service. There are some who can really eliminate identity theft but cannot do it in a fast and easy way. Feedbacks from clients should definitely be one of the so many things that should be looked for in a company. This is very essential because it gives a solid and tangible proof whether they did great or not. This should at least have a space on their website or in their land-based office. Never think twice about asking for the list of their clients’ comments.

 

  • Are the prices reasonable enough?

There is really a tough competition going on between companies that offer ID theft protection.  With this, the prices that a client must pay for a particular company’s services should never go way farther than the price of the others. One should always check if the rate for their services never goes out of the standard. Protection of personal information including name, address, credit card numbers, social security data, business records and many more should never go higher than $30 a month according to the Federal Trade Commission. There may be additional charges for extra services like phone support, stolen wallet assistance or insurance but the payment should never soar really high. Top quality ID theft protection services should also include checking the black markets and the insurance of the money involved.

Social Identity Theory: Brings More Harm Than Good?

Social Identity Theory is claimed to be the most significant of Henri Tajfel to psychology. Many people do not actually what this is but it has a significant impact as to who someone is based from his group affiliations or membership. Learn more about Social Identity Theory in today’s post.

How Social Identity Theory Came About

Henri Tajfel said that a person’s confidence and pride can be linked to his affiliations or groups such as his basketball team, family, and friends, among others. Any of these groups can have a big impact in someone’s life as well as his concepts, principles, and habits, among others. Groups can give a sense of social identity or belonging-ness in the society for one person.

To take a look at it: For instance, you should be able to increase or enhance your group’s status in order to improve your self-image as well. By saying that simply means that your confidence or pride can be increased if you would also contribute to the good welfare of your group. For instance, you can say “We’re the best soccer team in the United States!” By claiming this for your group, you can enhance your self-outlook; therefore, you can greatly improve how you look at yourself by also thinking of how to increase the pride of your group.

Social Identity Theory Brings the “Us” and the “Them”

People belong in different groups in the society so you would always hear these ‘us and them,’ so if you don’t belong to their group you don’t belong to their ‘us.’ The same way goes to any member of another group. He cannot become part of your ‘them group’ because he belongs in his own. This is where social categorization comes about. It’s quite simple. Each person is part of his ‘in-group’ as well as another person.

However, this social categorization in the society has caused the discrimination. Some people who belong to a particular group sometimes try to demoralize or outcast others. At many times, discrimination to an outcast is because of uplifting the image of one’s group. For example, “Koreans suck in English, but Americans are the best!” It is so easy to see how a group can degrade another group to enhance their image.

Views to degrade another group have resulted in several social problems such as racism. There are extreme forms of them that caused the killing of many people even in the past. One typical example was what happened in Germany, where a mass murder they called ‘genocide’ took place when the Germans killed many Jews.

What resulted here is ‘stereotyping.’ When someone is put in a specific category, he might be judged according to the stereotyped characteristic of that group. People tend to take all members of that group to have the same attributes. Therefore, those who do not really possess such characteristics are prejudged based from their social group. As you see, the Social Identity Theory has somehow made things complicated for many people and have caused prejudice and discrimination which still occur today.

Prepaid Legal Services: What to Know About It

Knowing or being aware of prepaid legal services can keep you updated on how it works and how you can benefit from such a service. First of all, a legal service is needed by almost anyone to protect himself from any crimes and in such instances arise you can be sure that you know what to do with the help of an expert in legal matters. Check out this post to know more about these types of services.

What’s in Prepaid Legal Services?

If you would sign up for a prepaid legal service, you’ll deal with a lawyer or attorney or several of them from an organization. You should know the role or the participation of each member to know best about your prepaid legal service. This can become especially important in case you’re unsatisfied with the service. In the process, you can better protect yourself from any problems which may arise in the long run. For instance is when you want to raise a fee dispute with the company.  If you’re asking who’s involved in prepaid legal services, then you may want to check out this next part.

The Lawyer

From the prepaid legal service firm, you will be able to select your lawyer from their wide selection of attorneys. Your chosen legal professional will handle your account and that he’ll be responsible in case you need legal advice over the phone, through email, or in person. He’ll be the one to assist you in all your needs on behalf of the entire organization. Some things he could help you with are the drafting of your last will, reviewing contracts, and writing letters. In some cases, an attorney from prepaid legal services can also make phone calls to any third parties on your behalf.

On the other hand, clients like you have the right to choose another or to replace your lawyer. Choose from another from their pool of lawyers until you are satisfied with the legal service you get. If you have complaints on your current attorney, you can always file them to the organization for assistance. As you see, you are always protected in regards to your rights when you deal with a prepaid legal service that works for you. You can always make sure that you get the services that you need especially if you would choose the right service firm.

How to Choose a Prepaid Legal Service

  • Go online and look up top prepaid legal service companies.
  • Narrow down your choices by allotting a specific budget for a prepaid legal service.
  • Pick a prepaid plan that works for you depending on your needs. You can also get an advice from the legal service firm to know more about your options.
  • Check their reputation in the industry. Do not deal with one unless you’re sure of their background in the business.
  • Talk to them.
  • Ask for instant quotes.
  • Know your options before signing up a contract.

There you have what you need to know about the prepaid legal service. You will be in good hands for conducting a thorough research. Never deal with a legal service provider unless you’ve carefully studied your options. Learn more about prepaid legal services today!